{"id":13016,"date":"2025-01-18T18:29:41","date_gmt":"2025-01-18T10:29:41","guid":{"rendered":"https:\/\/newcorpdemo-uat.cntaiping.sg\/?post_type=financial-articles&#038;p=13016"},"modified":"2025-04-10T13:43:40","modified_gmt":"2025-04-10T05:43:40","slug":"company-insurance","status":"publish","type":"financial-articles","link":"https:\/\/newcorpdemo-uat.cntaiping.sg\/en\/financial-articles\/company-insurance\/","title":{"rendered":"Company Insurance: Why It Might Fall Short &#038; Solutions To Boost Your Coverage"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"13016\" class=\"elementor elementor-13016\" data-elementor-post-type=\"financial-articles\">\n\t\t\t\t<div class=\"has_eae_slider elementor-element elementor-element-9d01f2f e-flex e-con-boxed e-con e-parent\" data-eae-slider=\"88582\" data-id=\"9d01f2f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf8b5ae elementor-widget elementor-widget-text-editor\" data-id=\"bf8b5ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tEmployee benefits are among the key strategies that companies use to attract and retain their employees. But among these benefits, many of those who are about to start a new job will solely pay attention to bonuses and annual leave. However, there is more to employee benefits than just these two \u2013 another core benefit worth considering is group employee insurance, better known as company insurance.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1b9832 elementor-widget elementor-widget-text-editor\" data-id=\"e1b9832\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tThis <a class=\"txt-link\" href=\"\/en\/business\/medical-health\/\" target=\"_blank\" rel=\"noopener\">medical insurance<\/a> policy is typically provided as part of your contract and comes with several coverage plans to manage whatever medical costs you may incur during your employment. For those entering the workforce for the first time, free insurance coverage certainly sounds like good news, especially if you have yet to purchase your own personal insurance. That said, it is important to assess whether its coverage is comprehensive enough for your needs and, better yet, see how it compares to having your own personal insurance.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0831baf elementor-widget elementor-widget-text-editor\" data-id=\"0831baf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tCompany insurance may be inflexible in the type or amount of protection you get, and the risk of being underinsured, you may need to complement it with your own personal insurance.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5900c0e elementor-widget elementor-widget-heading\" data-id=\"5900c0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The basics of company insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c69499a elementor-widget elementor-widget-text-editor\" data-id=\"c69499a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tCompany insurance from employee benefits typically includes health or life insurance, disability insurance, and work injury compensation insurance, classified as portable or non-portable insurance. Most company insurance policies fall under the non-portable category, where they are only effective for the duration of your employment. These insurance policies are included on top of Central Provident Fund (CPF) contributions and foreign worker insurance requirements (for those applicable).\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ac8350 elementor-widget elementor-widget-heading\" data-id=\"3ac8350\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Potential shortcomings of company insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1fbaf63 elementor-widget elementor-widget-text-editor\" data-id=\"1fbaf63\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Limited coverage<\/strong><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dafb15a elementor-widget elementor-widget-text-editor\" data-id=\"dafb15a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tThe most common types of company insurance are\u00a0<a class=\"txt-link\" href=\"\/en\/business\/medical-health\/biztrenz-employee-benefits-package\/\" target=\"_blank\" rel=\"noopener\">Group Medical and Hospitalisation Insurance<\/a>\u00a0and\u00a0<a class=\"txt-link\" href=\"\/en\/business\/medical-health\/group-term-life-group-critical-illness\/\" target=\"_blank\" rel=\"noopener\">Group Term Life or Group Critical Illness.<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fcefde9 elementor-widget elementor-widget-text-editor\" data-id=\"fcefde9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tAt China Taiping Singapore, our Group Medical and Hospitalisation Insurance, also known as <a class=\"txt-link\" href=\"\/en\/business\/medical-health\/biztrenz-employee-benefits-package\/\" target=\"_blank\" rel=\"noopener\">BizTrenZ Employee Benefits Package<\/a>, is an affordable group insurance package that seeks to protect employees against any unforeseen event during leisure or at work. It offers a range of five affordable plans and riders, with two core plans and three optional riders. Among the many benefits to this insurance plan, it covers the medical expenses for visits to a general practitioner or specialist, hospitalisation, and surgical fees.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-220327e elementor-widget elementor-widget-text-editor\" data-id=\"220327e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tMeanwhile, the latter, or Group Term Life &#038; Group Critical Illness, covers Death, Terminal Illness, and Total and Permanent Disability (TPD). With an optional rider for 36 Critical Illnesses coverage, this insurance plan covers a range of seven affordable plans and riders across two different bundle types \u2013 Bundle A and Bundle B.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-7690767 e-con-full e-flex e-con e-child\" data-eae-slider=\"49501\" data-id=\"7690767\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-4dfbf54 e-con-full e-flex e-con e-child\" data-eae-slider=\"53865\" data-id=\"4dfbf54\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2109fd9 elementor-widget elementor-widget-text-editor\" data-id=\"2109fd9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Plain Type<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-bcaefff e-con-full e-flex e-con e-child\" data-eae-slider=\"70443\" data-id=\"bcaefff\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e28787f elementor-widget elementor-widget-text-editor\" data-id=\"e28787f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Bundle A<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-132c81b e-con-full e-flex e-con e-child\" data-eae-slider=\"15891\" data-id=\"132c81b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-acec240 elementor-widget elementor-widget-text-editor\" data-id=\"acec240\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Group Personal Accident (Core)<\/li><li>Group Hospital &amp; Surgical with Major Medical Benefits (Core)<\/li><li>Group Outpatient &#8211; General Practitioner (GP) (Optional)<\/li><li>Group Outpatient &#8211; Specialist Care (SP) (Optional)<\/li><li>Group Dental Benefit (Optional)<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-8301831 e-con-full e-flex e-con e-child\" data-eae-slider=\"14505\" data-id=\"8301831\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b2f244f elementor-widget elementor-widget-text-editor\" data-id=\"b2f244f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Bundle B<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"has_eae_slider elementor-element elementor-element-14a8f72 e-con-full e-flex e-con e-child\" data-eae-slider=\"22761\" data-id=\"14a8f72\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-361fce1 elementor-widget elementor-widget-text-editor\" data-id=\"361fce1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Group Term Life (Core)<\/li><li>Group Critical Illness (Optional)<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a07cf67 elementor-widget elementor-widget-text-editor\" data-id=\"a07cf67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Exclusions and limitations<\/strong><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e83a195 elementor-widget elementor-widget-text-editor\" data-id=\"e83a195\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tUnlike personal insurance, company insurance has several exclusions and limitations that might be insufficient to meet your needs. For instance, company insurance policies may not cover pre-existing conditions or health problems that you have before the effective date of your company\u2019s health coverage. There is also the issue of waiting periods, or the amount of time the insured has to wait before their coverage takes effect. Lastly, the benefit caps may cause you to be underinsured, potentially causing headaches down the line.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32637c6 elementor-widget elementor-widget-text-editor\" data-id=\"32637c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li><strong>Lack of portability<\/strong><\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37f34d2 elementor-widget elementor-widget-text-editor\" data-id=\"37f34d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tAs mentioned, the non-portable nature of most company insurance policies provided today means loss of coverage upon leaving the company.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bcc5c7b elementor-widget elementor-widget-heading\" data-id=\"bcc5c7b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Solutions to complement company insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb95d4b elementor-widget elementor-widget-heading\" data-id=\"fb95d4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1.Supplemental insurance policies<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-143b9e9 elementor-widget elementor-widget-text-editor\" data-id=\"143b9e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tSupplementing your existing company insurance with your personal insurance is the best way to ensure you are well protected. The four must-have insurance plans to secure all-around protection are <a class=\"txt-link\" href=\"\/en\/personal\/accident-health\/\" target=\"_blank\" rel=\"noopener\">health insurance<\/a>, <a class=\"txt-link\" href=\"\/en\/personal\/life\/whole-life\/\" target=\"_blank\" rel=\"noopener\">whole life insurance<\/a>, <a class=\"txt-link\" href=\"https:\/\/newcorpdemo-uat.cntaiping.sg\/personal\/wealth\/retirement\/\" target=\"_blank\" rel=\"noopener\">retirement insurance<\/a>, and <a class=\"txt-link\" href=\"https:\/\/newcorpdemo-uat.cntaiping.sg\/personal\/wealth\/savings\/\" target=\"_blank\" rel=\"noopener\">savings insurance<\/a>.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98377df elementor-widget elementor-widget-text-editor\" data-id=\"98377df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tChina Taiping Singapore provides policies for all of the above through the following insurance solutions:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a49a84e elementor-widget elementor-widget-text-editor\" data-id=\"a49a84e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li><strong>Personal Accident Safe:<\/strong>Protect yourself and your loved ones with our Personal Accident Safe. It is an affordable plan providing 24\/7 worldwide protection against unforeseen accidents and with COVID-19 coverage. Find out more\u00a0<a class=\"txt-link\" href=\"\/en\/personal\/accident-health\/personal-accident-safe\/\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd0fb7f elementor-widget elementor-widget-text-editor\" data-id=\"cd0fb7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li><strong>Hospital Safe:<\/strong>Unexpected medical expenses may financially strain you and your family as healthcare costs rise. Hospital Safe is an affordable plan offering you a daily cash allowance when you are hospitalised in a government or private hospital. Find out more\u00a0<a class=\"txt-link\" href=\"\/en\/personal\/accident-health\/hospital-safe\/\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c2b8d0 elementor-widget elementor-widget-text-editor\" data-id=\"7c2b8d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li><strong>i-Secure Legacy (II):<\/strong>A whole life plan designed to provide lifetime coverage against Total and Permanent Disability, Terminal Illness, and Death while accumulating cash values and bonuses throughout the policy term. It also offers an optional Whole Life Critical Illness rider covering 161 conditions from the Early Stage to the Advanced Stage. Find out more\u00a0<a class=\"txt-link\" href=\"\/en\/i-secure-legacy-ii\/\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5818a20 elementor-widget elementor-widget-text-editor\" data-id=\"5818a20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>i-CashLife:<\/strong><p>A whole life insurance plan providing annual cash returns until the age of 120. You can also receive a guaranteed loyalty cashback on the 20th anniversary of your policy and every decade after. Find out more\u00a0<a class=\"txt-link\" href=\"https:\/\/newcorpdemo-uat.cntaiping.sg\/personal\/wealth\/savings\/i-cashlife\/\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c4a32e elementor-widget elementor-widget-heading\" data-id=\"0c4a32e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2. Assessing your personal insurance needs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e807342 elementor-widget elementor-widget-text-editor\" data-id=\"e807342\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tEveryone has their own financial needs, family situation, and financial obligation. Assess how these fit into your personal insurance needs and identify the gaps in your company insurance to determine what and how much coverage you still require.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e432b59 elementor-widget elementor-widget-heading\" data-id=\"e432b59\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Conclusion<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be903d2 elementor-widget elementor-widget-text-editor\" data-id=\"be903d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tWhile company insurance can provide a decent amount of coverage, it may be limited and not offer enough protection for your peace of mind. It is wise to close your protection gap with supplemental personal insurance and never rely solely on company insurance to protect you and your loved ones.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b9c7946 elementor-widget elementor-widget-text-editor\" data-id=\"b9c7946\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tTo learn more, speak to your preferred Financial Adviser Representative today.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Employee benefits are among the key strategies that companies use to attract and retain their employees. But among these benefits, many of those who are about to start a new job will solely pay attention to bonuses and annual leave. However, there is more to employee benefits than just these two \u2013 another core benefit [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"parent":0,"menu_order":0,"template":"elementor_theme","meta":{"_acf_changed":false,"ocean_post_layout":"full-width","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"on","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","_links_to":"","_links_to_target":""},"class_list":["post-13016","financial-articles","type-financial-articles","status-publish","hentry","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Company Insurance: Why It Might Fall Short &amp; Solutions To Boost Your Coverage<\/title>\n<meta name=\"description\" content=\"Although the protections from company insurance are undoubtedly helpful, they may not be enough for most. 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